Goal-based mutual fund portfolios designed according to your time horizon and risk profile – equity, debt, hybrid and more.

• • Goal-based planning
• • Risk-profile based fund selection
• • Regular review & rebalancing

For conservative investors who prefer stability and guaranteed returns, we help you choose suitable fixed deposit options.

• • Capital protection
• • Predictable returns
• • Suitable for short to medium term needs

Start small, invest regularly and let compounding work for you. We design smart SIPs linked to your life goals.

• • Monthly/quarterly automated investments
• • Rupee-cost averaging
• • Ideal for long-term wealth creation

For retirees or those needing regular income from their corpus, SWP provides a structured way to withdraw money from your investments.

• • Monthly/quarterly fixed payouts
• • Helps manage post-retirement cash flow
• • Tax-efficient compared to some traditional options*

Protect your family’s financial future with suitable life cover so that their goals are not compromised in your absence.

• • Term plans for pure protection
• • Cover based on income & responsibilities
• • Aligned with loans and major life goals

Safeguard your savings from unexpected hospital expenses with the right health cover for you and your family.

• • Individual & family floater plans
• • Coverage for major illnesses & surgeries
• • Cashless treatment at network hospitals

Whether it’s domestic or international trips, travel insurance protects you from medical emergencies, trip delays and losses.

• • Medical emergency coverage while travelling
• • Protection against trip cancellation & delays
• • Coverage for loss of baggage/passport as per policy

Apart from core products, Ritik also helps with overall financial hygiene and discipline so that your plan remains on track.

• • Goal mapping & budgeting discussions
• • Periodic portfolio review meetings
• • Help in understanding risk & expectations clearly